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What is a Second Mortgage A second mortgage, also known as a home equity loan, is just what the name suggests. You already have a mortgage on your home, and now you’ll be adding a second one. The key to a second mortgage is the equity you have built up in your home. Home equity is the difference between the home’s market value and what you owe the lender. For example, if your home has a market value of $500,000 and you owe the bank $250,000, your equity is $250,000....

iCloud Folder Sharing The most significant new feature in iOS 13.4 is the long-delayed introduction of iCloud folder sharing. Once expected to launch with iOS 13 last fall, and first announced at the Worldwide Developers Conference (WWDC) last June, the feature will likely become a must-have for many users. With iCloud folder sharing, you can give friends and family access to areas of your iCloud directly, while keeping them out of other sections....

The new version of iOS does not lack features either, and a lot of them are welcome improvements that help you balance the usage of the device, protect your privacy and be a little more productive. In this article, we look at determining your device support, upgrading to iOS 12, and checking out some of the new features. Prepare Your iPhone and iPad for iOS 12 Since iPhone OS 2....

You know that Microsoft is getting closer to the finalized version of Windows 10 Creators Update because these new Insider updates are coming out at such a rapid pace. This latest update comes just two days after the last Insider build 15058 but there isn’t a new build for Windows Mobile quite yet. Just like the previous builds, there are no new features, just under the hood improvements and bug fixes to enhance the overall performance of the desktop OS....

The hotfix was announced on Twitter by Gabriel Aul who is the prominent figure for the Windows Insider program. — Gabriel Aul (@GabeAul) December 16, 2014 Windows Hotfix KB3025096 KB3020111 To get the hotfix got to Windows Update and you should see it, but if not, manually check for updates. 3020396 is a small one at 138KB . Update KB3020111 is clocks in at just over 9MB and after they are installed, a restart of your computer will be required....

The company is on a quick pace releasing these preview builds for the upcoming Anniversary Update that will be available to all current owners of Windows 10 later this summer. Windows 10 Build 14332 Microsoft is kicking off its “Bug Bash” in this build for Insiders. According to the blog post by Microsoft exec Gabe Aul: Other new features include updates to the Bash and Command Prompt, Cortana can now search Office 365, and improved battery life for connected standby PC’s....

According to the leader of the Insider program, Dona Sarkar: She also notes there are nearly 1,800 fixes compared to the last build 14372. There is also a new extension for Microsoft Edge – Evernote Web Clipper. So if you’re an Evernote user, you should be happy with that news. Windows 10 Preview Build 14376 The following are the known issues for PC according to Dona: Clicking on networks or VPN connections in the network flyout on the taskbar doesn’t launch the network settings page like it should....

We’ve shown you how to do it in Windows 7 provided the user interface is working. But in Windows 8.1 there’s a little known way of doing it easily classic. Here’s a look. Restart Explorer Windows 8.1 One of the cool new ways of exiting Explorer In Windows 8.1 hold down Shift + Ctrl and right-click the taskbar. There you’ll see an option to Exit Explorer. Your screen will clear of everything....

Open Computer on your Windows 8 system. Right click on the drive causing problems and go to Properties. Disk Properties opens. Click the Tools tab then click the Check Now button. Now you get two options. The first one is Scan Drive. This lets you work while the disk for errors while you continue to multitask on your system. Then the system starts checking for disc errors. When it’s finished, you’ll get a small generalized report…groovy!...

Manual Windows Phone Backup To manually back up your Windows Phone go to Settings > Backup > Apps + Settings and under your phone’s name tap Back Up Now. Then wait while it backs your data to the cloud. Note that in the first screen below, my phone hasn’t been backed up for 16 hours – which is a good reason to manually back it up before making major changes. Also, in the second screen, notice that some apps won’t work during the backup....

Note: This update is for members of the Windows Phone Developer Preview program. If want to become a member, check out our article on how to join the Developer Preview program. Windows Phone 8.1 Update 8.10.14219.341 On the heels of Microsoft announcing the availability of Cortana (preview) for Windows Phone users in France, Italy, Germany, and Spain, the company also rolled out the a new 8.10.14219.341 update. As usual, just head to Settings > Phone Updates and grab the latest update....

From the main menu scroll to and select My Xbox » Family Settings. On the Console Safety screen select On. Now you can adjust the family safety settings. Ratings and Content lets you restrict games, movies and TV shows by age. Under Game Rating select the game ratings they can play. In Movie Ratings, set the movies to allow. Allow or block explicit content. This setting blocks explicit video and music....

YouTube Capture is a new video application that gives users a nearly direct connection with YouTube as you can shoot video and publish it onto the service in as little as three steps. The application offers the ability to improve videos through in-app editing, color correction and image stabilization. YouTube Capture gives users the power to decide who sees your video through YouTube’s privacy options, which can be helpful for those videos you’d like to share with your friends, but sharing with your parents or family members wouldn’t be the best idea....

While you’re listening to your favorite content on Spotify, you might want the adjust the audio to make it louder and sound better. You increase the volume on your device or volume slider on the app, but it might not be enough. Luckily, there are other ways to make Spotify louder and sound better all the time—here’s how. How to Make Spotify Louder One of the ways to adjust audio from Spotify is by setting the volume level....

Manually Install Windows 11 Updates To check for and install updates manually, click the Start button and click on the Settings icon. Alternately, you can use the keyboard shortcut Windows key + I to open Settings directly. Once you have the Settings menu open, click on Windows Update from the sidebar on the left. From the next screen, click the Check for Updates button. Note: If an update is ready to be installed, you should see it listed here already....

Here is a look at finding the amount of RAM your Chromebook has, check on its usage, and some ways to free it up for a more responsive experience. Check the Amount of RAM on Your Chromebook You probably already know the amount of RAM your Chromebook had when you bought it. But if you don’t remember, it’s easy to find using a simple free extension called Cog System Info Viewer....

Move the Start Button on Windows 11 to the Left When you begin using Windows 11, you’ll find yourself automatically moving the mouse pointer over to the lower-left corner to access the Start button. That’s just because of muscle memory. Unfortunately, it isn’t there it’s located at the center of the screen like the shot shown below. Open the Settings page by using the keyboard shortcut Windows key + I (note that several Windows 10 keyboard combos still work in Windows 11)....

Step 1 This is pretty simple, just exit out of any Evernote window that is running you should be able to access the debug menu by using a run command. You can Press Winkey + R to open the run dialog, or just use the start menu search box. In the box, Type in the following line of text and Press Enter. Step 2 Evernote should now have a new [Debug] menu to the right of where the Help menu is normally located....

I’ve shown you how to listen to music from your Google Drive on your PC, now it’s time to take a look at doing the same thing on your Android device. The difference is that Beat allows you to listen to music from your Dropbox, SkyDrive, and Box accounts and switch between accounts is a simple tap. Beat – Cloud & Music Player First of all, Beat is a free app and that you can get in the Google Play Store, here....

Yeah, I know. Not good. Let’s fix it! How-To Prevent IE from Caching/Saving SSL Pages to Disk Step 1 Click Tools, Internet Options Note: Although these steps are from IE 8, the config change is very similar in IE7, etc.. OR, if you have the File Menu bar present: Step 2 Click Advanced Tab, scroll down to the Security section and Check Box Do not save encrypted pages to disk...